> For the complete documentation index, see [llms.txt](https://docs.samita.io/llms.txt). Markdown versions of documentation pages are available by appending `.md` to page URLs; this page is available as [Markdown](https://docs.samita.io/samita-wholesale-b2b/add-on-features/create-payment-term-for-your-b2b-customers.md).
# Payment Term and Payment Invoice
Payment Term lets your B2B customers pay later — either by a specific date or within a set number of days — instead of paying immediately at checkout.
Once enabled, a **Pay Later** button appears on your cart page. Clicking it creates a draft order and clears the cart.
{% hint style="info" %}
The draft order created this way already has the discounted price applied when you view it in Shopify **Draft Orders**.
{% endhint %}
## Steps to manage
{% stepper %}
{% step %}
### Open Payment term
Open the app, go to **Add-on Features**, then click **Payment term > Setup payment term**.
{% endstep %}
{% step %}
### Start a new payment term
Click **Add new payment term**.
{% endstep %}
{% step %}
### Configure the term
* **Status** and **Title** — enable the payment term and give it a name (only visible to you).
* **Payment term** — choose when the customer must pay: **Due on receipt**, **Due on fulfillment**, a fixed number of days (**Within 7/15/30/45/60/90 days**), a **Fixed date**, or **After checkout**.
* **Customer targeting** — choose **Logged in customers**, **Specific customers**, or **Customer tags**. Tick **Exclude customers** to hide it from certain customers.
* **Apply to Markets** — choose **All markets** or **Specific markets**.
* **Product targeting** — choose **All products**, **Specific products**, **Specific collections**, or **Product tags**, and optionally **Exclude products**.
* **Apply payment terms based on cart contents** — choose **Only if all items qualify** or **If any item qualifies**.
* **Order conditions** — choose **No restriction**, or set a minimum/maximum order amount or quantity that triggers this term.
* **Order tagging** — search for a tag to automatically apply to orders that use this payment term. Create the tag in Shopify first, and it'll appear in this list.
{% endstep %}
{% step %}
### Save
Click **Save**.
{% endstep %}
{% endstepper %}
You can also style the **Pay Later** button — see [Customize Payment term button](/samita-wholesale-b2b/add-on-features/create-payment-term-for-your-b2b-customers/customize-payment-term-button.md).
> ### **Need support?**
>
> If you do encounter any difficulty while proceeding these steps, don’t show any hesitation to contact us promptly via the email address [support@samita.io](https://help.samita.io/support@samita.io)
---
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